{"id":3516,"date":"2017-03-31T12:00:00","date_gmt":"2017-03-31T12:00:00","guid":{"rendered":"http:\/\/haksen.org.tr\/?p=3516"},"modified":"2017-03-31T12:00:00","modified_gmt":"2017-03-31T12:00:00","slug":"zorunlu-bireysel-emekilik-sigortasi-hakkinda","status":"publish","type":"post","link":"https:\/\/haksen.org.tr\/?p=3516","title":{"rendered":"Zorunlu Bireysel Emekilik Sigortas\u0131 Hakk\u0131nda"},"content":{"rendered":"<p>B\u0130REYSEL EMEK\u0130L\u0130K S\u0130STEM\u0130 HAKKINDA B\u0130LG\u0130LEND\u0130RME<\/p>\n<p>Kamu \u00e7al\u0131\u015fanlar\u0131 1 Nisan 2017 tarihinden itibaren zorunlu olarak Bireysel Emeklilik Sistemine dahil olacak.<\/p>\n<p>15 Nisan 2017 tarihinde maa\u015flar\u0131ndan ilk prim kesintisi yap\u0131lacak.<\/p>\n<p>Kamuoyunun merak etti\u011fi sorular\u0131n cevaplar\u0131n\u0131 sizler i\u00e7in ara\u015ft\u0131rd\u0131k.<\/p>\n<p>K\u0130MLER BES&#8217;E KATILACAK ?<\/p>\n<p>31.03.1972 tarihinden sonra do\u011fan t\u00fcm kamu \u00e7al\u0131\u015fanlar\u0131 1.4.2017 tarihinden itibaren zorunlu olarak sisteme girecek. <\/p>\n<p>\u00c7ALI\u015eANLAR NE YAPACAK?<\/p>\n<p>\u00c7al\u0131\u015fanlar\u0131n bir \u015fey yapmas\u0131na gerek yok. T\u00fcm i\u015flemleri kurumlar yapacak. Hazine M\u00fcste\u015farl\u0131\u011f\u0131&#8217;n\u0131n belirledi\u011fi BES \u015firketlerinden birisi ile anla\u015farak katk\u0131 paylar\u0131n\u0131 buraya aktaracak.<\/p>\n<p>MAA\u015eTAN NE KADAR KES\u0130NT\u0130 OLACAK?<\/p>\n<p>Her \u00e7al\u0131\u015fan\u0131n SGK primine esas kazanc\u0131n\u0131n y\u00fczde 3&#8217;\u00fc kesilerek BES hesab\u0131na aktar\u0131lacak. Buna g\u00f6re baz\u0131 unvanlarda yap\u0131lacak en y\u00fcksek kesinti tutarlar\u0131 a\u015fa\u011f\u0131daki \u015fekilde hesaplanm\u0131\u015ft\u0131r. <\/p>\n<p>4\/C PERSONEL\u0130 Y\u00fcksek Okul Lise ve dengi \u0130lk\u00f6\u011frenim<br \/>\n\u00d6zelle\u015ftirme\t80 TL\t        74 TL\t          68 TL<br \/>\nT\u00dc\u0130K *                73 TL   \t67 TL\t          61 TL<\/p>\n<p>*T\u00dc\u0130K \u0130stanbul B\u00f6lge personeli %20, Ankara ve \u0130zmir %15 fazlas\u0131 <\/p>\n<p>\u015eube M\u00fcd\u00fcr\u00fc        82<br \/>\n\u015eef                    81<br \/>\nVHK\u0130                  79<br \/>\nMemur                78<br \/>\nYard\u0131mc\u0131 Hizmetli  60<br \/>\nUzman                82<br \/>\nM\u00fchendis             99<br \/>\nTeknisyen            78<br \/>\nUzman Doktor      106<br \/>\nPratisyen Doktor    92<br \/>\nHem\u015fire               82<br \/>\nSa\u011fl\u0131k Memuru      80<\/p>\n<p>S\u0130STEMDEN NASIL \u00c7IKILAB\u0130L\u0130R?<\/p>\n<p>2 ay s\u00fcreyle sistemde kalmak zorunlu olacak. \u00c7al\u0131\u015fanlar bu iki ay i\u00e7inde \u00e7\u0131kmak istediklerini s\u00f6ylerlerse Devlet katk\u0131s\u0131 hari\u00e7 \u015fahsi kesintileri iade edilerek \u00e7\u0131k\u0131\u015f i\u015flemleri yap\u0131lacak. \u00c7al\u0131\u015fan\u0131n cayma talebi al\u0131nd\u0131ktan 10 g\u00fcn sonra paras\u0131 iade edilecek. \u0130lk 3 y\u0131lda sistemden ayr\u0131lanlara devlet katk\u0131s\u0131 verilmeyecek. Devlet katk\u0131s\u0131 hakedi\u015f oran\u0131 3-6 y\u0131l i\u00e7in y\u00fczde 15, 6-10 y\u0131l i\u00e7in y\u00fczde 35, 10 y\u0131l\u0131n\u0131 dolduranlar i\u00e7in y\u00fczde 60, sistemde en az 10 y\u0131l bulunan ve 56 ya\u015f\u0131n\u0131 tamamlayan \u00e7al\u0131\u015fanlar i\u00e7in y\u00fczde 100 olacak, isterse toplu para isterse maa\u015f alacak.<\/p>\n<p>DEVLET KATKISI NE KADAR OLACAK ?<\/p>\n<p>Maa\u015f\u0131n\u0131zdan kesilen miktar\u0131n yan\u0131nda devletin \u00fc\u00e7 ayr\u0131 katk\u0131s\u0131 olacak. Sizin yat\u0131rd\u0131\u011f\u0131n\u0131z kadar paran\u0131n d\u00f6rtte biri kadar da Devlet katk\u0131s\u0131 ilave edilecek. \u0130ki ay sonunda sistemde kalmaya karar verirseniz ayr\u0131ca 1.000 lira daha hesab\u0131n\u0131za aktar\u0131lacak. 10 y\u0131lsonunda emekli olmay\u0131 se\u00e7erseniz devlet biriken paran\u0131n y\u00fczde 5&#8217;ini daha size verecek.<\/p>\n<p>\u00d6DEMEYE ARA VER\u0130LECEK M\u0130?<\/p>\n<p>\u00c7al\u0131\u015fan isterse \u00f6demelerine en fazla 3 ay s\u00fcreyle ara verebilecek.<br \/>\n\u015eU ANDA BES \u00d6DEMES\u0130 YAPANLAR \u0130K\u0130 HESABI TUTAB\u0130LECEK M\u0130?<br \/>\nMevcutta bireysel emeklili\u011fi olanlar da otomatik olarak sisteme girecek. \u0130steyen iki BES&#8217;i de bir arada devam ettirebilir. Ya da 2 ay sonra zorunlu BES&#8217;te cayma hakk\u0131 kullan\u0131larak mevcut BES&#8217;le devam edilebilir. Mevcut BES&#8217;i iptal edip yeni sisteme ge\u00e7erseniz, ge\u00e7mi\u015fe y\u00f6nelik haklar\u0131n\u0131z iptal olur. Yeni s\u00f6zle\u015fmenizdeki haklar ge\u00e7erli olur.<\/p>\n<p>\u0130\u015eTEN \u00c7IKANLAR YA DA BA\u015eKA \u0130\u015eE G\u0130RENLER NE YAPACAK?<\/p>\n<p>Ba\u015fka bir i\u015fe ge\u00e7ildi\u011finde, yeni i\u015fyeriniz de otomatik kat\u0131l\u0131m kapsam\u0131nda ise \u00e7al\u0131\u015fan\u0131n daha \u00f6nce kazand\u0131\u011f\u0131 birikim, emeklilik s\u00fcresi gibi haklar yeni emeklilik plan\u0131na aktar\u0131lacak. Yeni i\u015fyeri otomatik kat\u0131l\u0131m kapsam\u0131nda de\u011filse, ya da \u00e7al\u0131\u015fm\u0131yorsa isterse \u00f6nceki i\u015fyerindeki s\u00f6zle\u015fme kapsam\u0131nda \u00f6demeleri kendi yapabilecek.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kamu \u00e7al\u0131\u015fanlar\u0131n\u0131n Zorunlu Bireysel Emekilik Sigortas\u0131&#8217;na ili\u015fkin merak edilen sorular\u0131n cevaplar\u0131<\/p>\n","protected":false},"author":1,"featured_media":3517,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-3516","post","type-post","status-publish","format-standard","has-post-thumbnail"],"_links":{"self":[{"href":"https:\/\/haksen.org.tr\/index.php?rest_route=\/wp\/v2\/posts\/3516","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haksen.org.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haksen.org.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haksen.org.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haksen.org.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3516"}],"version-history":[{"count":0,"href":"https:\/\/haksen.org.tr\/index.php?rest_route=\/wp\/v2\/posts\/3516\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haksen.org.tr\/index.php?rest_route=\/wp\/v2\/media\/3517"}],"wp:attachment":[{"href":"https:\/\/haksen.org.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3516"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haksen.org.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3516"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haksen.org.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3516"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}