{"id":1201,"date":"2010-11-06T12:00:00","date_gmt":"2010-11-06T12:00:00","guid":{"rendered":"http:\/\/haksen.org.tr\/?p=1201"},"modified":"2010-11-06T12:00:00","modified_gmt":"2010-11-06T12:00:00","slug":"banka-kredilerinde-gizli-faiz-artirimi","status":"publish","type":"post","link":"https:\/\/haksen.org.tr\/?p=1201","title":{"rendered":"Banka Kredilerinde (Gizli) Faiz Art\u0131r\u0131m\u0131"},"content":{"rendered":"<p>Kamu \u00c7al\u0131\u015fanlar\u0131 Hak Sendikalar\u0131 Konfederasyonu Genel Ba\u015fkan\u0131 Ayhan \u00c7ivi, t\u00fcketici kredilerinde uygulanan Kaynak Kullan\u0131m\u0131 Destekleme Fonu kesintisindeki art\u0131\u015f\u0131n geriye d\u00f6n\u00fck uygulanamayaca\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n<p>Haksen Genel Ba\u015fkan\u0131 Ayhan \u00c7ivi yapt\u0131\u011f\u0131 yaz\u0131l\u0131 a\u00e7\u0131klamada, 28.10.2010 tarihli Resmi Gazetede yay\u0131mlanan Bakanlar Kurulu karar\u0131na g\u00f6re y\u00fczde 10 olarak uygulanan Kaynak Kullan\u0131m\u0131n\u0131 Destekleme Fonu (KKDF) oran\u0131 y\u00fczde 15\u2019e \u00e7\u0131kar\u0131lm\u0131\u015ft\u0131r.  Karar\u0131n yay\u0131m\u0131 tarihinde y\u00fcr\u00fcrl\u00fc\u011fe girece\u011fi belirtilmesine ra\u011fmen, t\u00fcketicilere bankalarca g\u00f6nderilen mesajlarda daha \u00f6nce kulland\u0131r\u0131lan kredilerin 28.10.2010 tarihinden sonraki taksitlerine de y\u00fczde 15 oran\u0131nda KKDF uygulanaca\u011f\u0131 bildirilmektedir, dedi.<\/p>\n<p>Bankalar \u00c7ifte Standart Uyguluyor.<\/p>\n<p>T\u00fcketici kredisi faiz oranlar\u0131ndaki indirimlerin daha \u00f6nce kulland\u0131r\u0131lan kredilere yans\u0131t\u0131lmad\u0131\u011f\u0131na dikkat \u00e7eken \u00c7ivi,  KKDF art\u0131\u015f\u0131n\u0131 geriye do\u011fru uygulamak suretiyle bankalar\u0131n \u00e7ifte standart uygulad\u0131\u011f\u0131n\u0131 belirtti.<br \/>\nMemurlar\u0131n y\u00fczde 75\u2019inin t\u00fcketici kredisi kulland\u0131\u011f\u0131n\u0131 hat\u0131rlatan \u00c7ivi, bu geli\u015fme \u00fczerine t\u00fcketici kredisi kullanan memurlar\u0131n ve vatanda\u015flar\u0131n kendilerini arayarak tepkilerini dile getirdiklerini s\u00f6yledi.<\/p>\n<p>KKDF Art\u0131\u015f\u0131 Gizli Faiz.<\/p>\n<p>Haksen Genel Ba\u015fkan\u0131 Ayhan \u00c7ivi, KKDF\u2019nin ayl\u0131k kredi faizi matrah\u0131 \u00fczerinden hesaplanan bir tutar olmas\u0131 nedeniyle art\u0131\u015f\u0131n asl\u0131nda gizli bir faiz art\u0131\u015f\u0131 anlam\u0131na geldi\u011fini iddia etti.<br \/>\nDaha \u00f6nce y\u00fcze 15 olarak uygulanan KKDF oran\u0131n\u0131n kriz nedeniyle y\u00fcze 10\u2019a indirildi\u011fini hat\u0131rlatan \u00c7ivi, yap\u0131lan art\u0131\u015f\u0131n kriz d\u00f6neminde kulland\u0131r\u0131lan kredilerin halen devam eden taksitlerine de uygulanmas\u0131n\u0131n ayr\u0131 bir haks\u0131zl\u0131k oldu\u011funu , Maliye Bakanl\u0131\u011f\u0131ndan bankalar\u0131n bu haks\u0131z uygulamas\u0131na dur demesini istedi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banka kredilerine uygulanan  (KKDF) oran\u0131n\u0131n art\u0131r\u0131lmas\u0131n\u0131 ele\u015ftiren Genel Ba\u015fkan Ayhan \u00c7ivi, d\u00fczenleme geriye d\u00f6n\u00fck uygulanamaz, dedi. <\/p>\n","protected":false},"author":1,"featured_media":1202,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-1201","post","type-post","status-publish","format-standard","has-post-thumbnail"],"_links":{"self":[{"href":"https:\/\/haksen.org.tr\/index.php?rest_route=\/wp\/v2\/posts\/1201","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haksen.org.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/haksen.org.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/haksen.org.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haksen.org.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1201"}],"version-history":[{"count":0,"href":"https:\/\/haksen.org.tr\/index.php?rest_route=\/wp\/v2\/posts\/1201\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/haksen.org.tr\/index.php?rest_route=\/wp\/v2\/media\/1202"}],"wp:attachment":[{"href":"https:\/\/haksen.org.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1201"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/haksen.org.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1201"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/haksen.org.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}